Free credit card terminal6/10/2023 The minimum you can finance is 5% of your credit card limit, with a minimum instalment of €15. Settle your payment in fixed or variable instalments. Of course, you can choose the option that best suits you at any time. Therefore, for this specific example, the cash purchase price would be €200 and the total amount to be repaid in instalments would be €204.68.ĥ Credit subject to prior approval by Openbank's Risk Department.Ħ See the terms and conditions of the policy. The APR and the total amount to be paid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. French amortisation schedule.Ĥ Representative example for a financed purchase of €200 made on 1st of the month, with the regular payment option and 3 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 14.00% annual NIR 14.93% APR 2 instalments of €68.23 and a final instalment of €68.22. Therefore, for this specific example, the cash purchase price would be €1,500 and the total amount to be repaid in instalments would be €2,115.07.ģ Representative example for a purchase of €200 settled one month later: annual NIR: 0% APR: 0%. The APR and the total amount to be repaid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. This example does not consider the possibility of any new drawdowns from the line of credit or any non-payments during this period. The calculation includes the card issuance fee: €0. Free issuance and renewal, subject to conditions.Ģ Representative example for €1,500 drawn on 1st of the month, with financed payment option (revolving credit), and 48 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 18.00% NIR 19.56% APR 47 instalments of €44.06 and a final instalment of €44.25. Representative example for €1,500 drawn and lump sum payment at the end of the month: 0% NIR 0% APR Total amount of credit: €1,500.
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